SalaamSehatTakaful | Salaam Takaful Limited

سلام مائیکرو صحت تکافل

Worried about contracting unusual virus & ever-increasing cost of health care facility?
Salaam Takaful Limited is here to relieve your burden away. With “Salaam Sehat Takaful”.

Why Choose Salaam Sehat Takaful

Salaam Application
To bring more ease and convenience to our participants, we are offering some of the world's best hi-tech solutions in one app, so that you can stay in control no matter where you go.
Free Online OPD consultation
Now with your Salaam Application, get free online OPD consultation from a panel of qualified doctors.
Discount centers
With your Takaful Health Card, get discounts on lab test, OPD consultation and pharmacies all across Pakistan.
400+ Panel Hospital Pan Pakistan
With your Takaful Health card, get access to cashless hospitalization at over 400+ hospitals all across Pakistan.
Accessible at non-panel hospitals
In case of emergency admissions, our team of qualified doctors are just a call away.
Speedy claim process facility
Now with your Salaam Motor Takaful cover, you have an option to obtain free modernized tracking facility with your plan.
Shariah based solution
Our shariah compliance function is a key element of company’s structure, carrying the responsibility of ensuring that all products and services offered by Salaam Takaful Limited are fully compliant with the principles of shariah law.
24/7 Dedicated Medical Hotline numbers
Looking to claim after office hours, no worries! Our team is here to help you 24/7 through a dedicated hotline.
Group Health Basic
Hospitalization Benefits Hospitalization Normal (Per Annum Per Person) Rs. 150,000/-
Hospitalization limit in case of accidental injury Rs.5,000/-
Daily room & board sub limit Rs.1,500/-
Pre & Post Hospitalization cost Pre & Post Hospitalization cost Covered
Pre-hospitalization (Diagnosis , consultation, Medicines) 30 days
Post-Hospitalization (follow-ups) 30 days
Congenital Birth defects Not Covered
Hepatitis B&C including interferon therapy Not Covered
Pre-existing conditions (Waiting period 12 months) Covered
Ambulance Cover 50
Personal Accidental Cover Personal Accidental Cover
Death (in case of accident) Rs.150,000
Permanent total disablement (accidental condition) As per continental scale
  • Age Limit up to 18 years to 60 years. Policy can renewed till the age of 65 years.
  • Dependents under 18 years are covered if principal and spouse are covered. In case of single parent the principal can obtain the cover.
  • Pre-existing conditions will have 12 months waiting period, following renewals the below mentioned coverage will be applicable. In case the plan opted is updated from the previous plan at the time of renewal, the pre-existing coverage benefit coverage will be calculated on the previous year hospitalization limit.
1st Year NIL
2nd Year 10%
3rd Year 25%
4th Year 50%
5th Year 70%
6th Year and Onwards 100%
  • Personal accident cover to main member only for Rs.150,000
  • Personal accident cover will only be provided to the members up to the age of 60 years.
  • 30% copay on Non panel Network Treatment.
  • Reasonable and customary charges applicable.
  • All terms and conditions as per the company policy.

Claims Team Contact Numbers.

Hotlines Numbers
0302-8228212 / 0303-8228466
Landline Numbers
Email supporting documents on