Salaam Motor Takaful | Salaam Takaful Limited

Salaam Motor Takaful

Going through the often confusing and complex options to select the best type of motor cover for your vehicle.

Well now you don’t have to go anywhere. Salaam Motor Takaful cover offers you the best solution as per your need at a minimum price. Allow our professional team to guide you through or scroll below for further information.

Private Car

Full comprehensive coverage (as more specifically defined in our standard private car comprehensive policy) against accidental loss and/or damage and/or theft of the motor vehicle including legal liability of the participant to third parties arising out of the use of the motor vehicle. The policy is also extended to cover the risk of terrorism to the extent of the full sum covered of the vehicle.

Coverages
  • Burglary and theft
  • Fire & external explosion
  • Risk while in transit by air, road, rail, inland waterway, lift or elevetor.
  • Riot and strike damage,
  • Any natural incident (Earthquake, Flood, etc.)
  • Risk of terrorism.
  • Third Party
Optional Benefits
  • Personal Accident Cover (Optional)

Commercial Vehicle

Our commercial vehicle provides full comprehensive coverage (defined in our standard commercial vehicle comprehensive policy).

Coverages
  • Burglary and theft
  • Fire, external explosion
  • Risk while in transit by air, road, rail, inland waterway, lift or elevetor.
  • Riot and strike damage,
  • Any natural incident (Earthquake, Flood, etc.)
  • Risk of terrorism.
Optional Benefits
  • Death or physical injury to a third party (except the person insured ), Compensation for any person driving an insured order / permission because he is not entitled to compensation under any other policy, Damage to third party properties (except properties held in trust or custody by a third party's insured), In case of a third party's death, the company shall indemnify the personal representatives of the deceased under the terms of and subject to the regulation limitations.

Private Car Third Party

Salaam Takaful Limited offers Private Car Third party, a reliable solution to protect you against an accident to Third Party which meets legal motor insurance/takaful requirements under Motor Vehicle Act 1939.

Coverages
  • Legal liability of the participant to third parties arising out of the use of the motor vehicle.
  • Includes third party only who may be injured or killed in an accident and whose vehicle or property may be damaged.

Motorcycle

Salaam Takaful Limited Standard Salaam Motor Takaful Cover, offering you the best solution as per your need at a minimum price

Coverages
  • Burglary and theft
  • Fire, external explosion
  • Risk while in transit by air, road, rail, inland waterway, lift or elevetor.
  • Riot and strike damage,
  • Any natural incident (Earthquake, Flood, etc.)
  • Risk of terrorism.
Optional Benefits
  • Death or physical injury to a third party (except the person covered), Compensation for any person driving an order/permission because he is not entitled to compensation under any other policy, Damage to third party properties (except properties held in trust or custody by a third party's participant) In case of a third party's death, the company shall indemnify the personal representatives of the deceased under the terms of and subject to the regulation limitations.

Motorcycle Third Party

Salaam Takaful Limited offers Motorcycle Third party, a reliable solution to protect you against an accident to Third Party which meets legal motor insurance/takaful requirements under Motor Vehicle Act 1939

Coverages
  • Legal liability of the participant to third parties arising out of the use of the motor vehicle.
  • Includes third party, only those who may be injured or killed and whose vehicle or property may be damaged.

Condition
  • Does not cover damage to the Participant's own vehicle or property or any injuries or death to the participant. (Please revert to Comprehensive cover for complete coverage)

Pay As You Drive

Another first by Salaam Takaful Limited, Pay-As-You-Drive is a tech based takaful coverage that tracks and records the vehicle’s mileage and contribution payment is done every month based on the number of recorded driven kilometers. If you're spending less time behind the wheel, then you are definitely paying too much for your car coverage. With Pay As You Drive enjoy all the benefits of comprehensive car takaful without paying the whole contribution up front, only pay based on your used kilometers, and that too with a daily use capping. As in, you will never be charged extra even if you drive more than the stipulated kilometers.

The Comprehensive Coverage includes:
  • Burglary and housebreaking or theft / snatch
  • Fire & external explosion, self-ignition or lightning or frost.
  • Risk while in transit by air, road, rail, inland waterway, lift, or elevator.
  • Riot and strike damage,
  • Any natural incident (Earthquake, Flood, etc.)
  • Risk of terrorism
  • Third-Party Liability
  • Malicious Act
Value Additions:
  • Free consultation with our own Salaam Virtual Clinic doctors, exclusive discounts on labs, pharmacies and much more
  • Additional vehicle information related features and benefits tech based device and its app
  • Easy payment options

Why Choose Us?

Salaam Application
To bring more ease and convenience to our participants, we are offering some of the world's best hi-tech solutions in one app, so that you can stay in control no matter where you go.
Shariah Complaint Solution
Our shariah compliance function is a key element of company’s structure, carrying the responsibility of ensuring that all products and services offered by Salaam Takaful Limited are fully compliant with the principles of shariah law.
Fastest Claim Settlement Process
With our highly active team of qualified professionals, your claim is processed in a quick and efficient manner, saving you from any hassle.
  • In case of the claim the company should be informed immediately.
  • Notice from the police is mandatory in case of theft.
  • Verification of policy.
  • The company should be informed within 48 hours, in case the participant original and taxation papers are lost.
  • Registration of claim
  • Survey appointment and referred to workshop
  • Approval & settlement of claim